IOLEBA
Title: Simple Budget Buddy for 2026
IOLEBA Simple Budget Buddy
This simple worksheet helps you take a quick look at your monthly money. It is not financial advice—just a gentle way to see where your income and main expenses are going.
Many IOLEBA members are changing careers or building side businesses. Understanding your basic numbers can help you make calmer, smarter decisions about your next steps.
Monthly Income
List your main sources of income (approximate is fine):
| Source | Amount (per month) |
|---|---|
Monthly Essentials
Write estimates for your major monthly expenses:
| Category | Amount (per month) |
|---|---|
| Housing (rent / mortgage) | |
| Utilities (electric, water, internet) | |
| Food & groceries | |
| Transportation | |
| Debts / Loans | |
| Other important bills |
Quick Reflection
After you fill this in, write one small idea: something you might reduce, or one way you might increase income in 2026.
This worksheet is for personal reflection only and is not financial, legal, or tax advice. IOLEBA encourages members to combine simple tools like this with education, planning, and professional guidance.